* The Most Recent Month End Power CD^SM Value is an approximate value for an individual Power CD^SM based on the most recent month end closing level of the related index/basket. The redemption value and current market value for a specific Power CD^SM may be substantially different. This valuation is intended only to provide a general evaluation given assumptions on certain market conditions. These market conditions are constantly changing and include market volatility, interest rates, time remaining to maturity, and other price influencing factors such as notional amount, market perception and transaction costs. Historical market levels and performance do not necessarily reflect future levels or performance. Please contact your banking representative for details.